Social Security recipients have the option of claiming benefits earlier than the designated full retirement age. You can begin receiving your benefits as soon as you turn 62, but the amount will be greatly reduced, about 25% less if your full retirement age is 66 and 30% less if it’s 67.

The Senate voted early Saturday morning to repeal two laws that prevent many public employees from receiving Social Security, a move that is expected to weigh on the overall solvency of the Social Security system.