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Paying off credit card debt would certainly qualify as a "need," but you can also leave room for other priorities, Burnette ...

Baggage delay insurance usually covers the purchase of essentials, like toiletries or clothing, if your bags get delayed for over six hours. Baggage loss insurance will cover the replacement cost ...

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of ...

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

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Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications ...

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