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Over my forty years or so in and around dealing rooms and financial markets, I have heard many theories as to how to approach that problem and have settled on a process that has worked for me.

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Will this decision serve my loved one’s best interest? If the answer is anything less than a confident yes, it may be best to step aside. Would you want a family member to operate on you?

“But, you know, I was just thinking about it and I’ve studied this for over 30 years, and I want to try to, you know, reassure people that things are going to be OK,” Gerber added.