If you lock your rate and average rates go down, you may have the option to "float down" your rate, but you'll likely need to pay to do so. If you're not sure whether you should lock your rate ...

Jessie Reyez caught up with PEOPLE about her third album and, 'Paid in Memories' — and how sobriety has given her "more clarity" in her life.

Yellowjackets' musical duo Craig Wedren and Anna Warner have shared 'Sleepwalking,' their new song that features in the show's Season Three finale.

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