Tesco Bank has gone down leaving customers unable to make credit card payments ... strengthen its balance sheet and allow it to focus more on its core retail business.

The average 0 per cent balance transfer period on credit cards has fallen from 21 months ... months to 23 months since last October, while Tesco Bank is now offering 22 months as its longest ...

As with all of Tesco Bank’s cards, there are benefits ... for up to 12 months (3.49% fee) If you have a balance on your credit card and/or don’t pay off purchases within an agreed period ...